How unmarried couples can qualify for Spain's non-lucrative visa

Spain’s non-lucrative visa offers non-EU citizens a legal path to live in the country without working. It remains a top choice for retirees and those with passive income. But what happens when the applicants are in a long-term relationship but not legally married?

Residency without employment

The non-lucrative visa grants a one-year residency, renewable for two additional years. Applicants must show they have stable financial means, typically through savings, rental income, or pensions. In 2025, individuals need at least €2,400 per month, with an additional €600 for each dependent.

Applicants must also present a clean criminal record, private health insurance, and proof of passive income. The visa allows family members to accompany the main applicant, but consulates require evidence of the relationship.

Rules for unmarried couples

Spanish immigration law allows unmarried couples to apply together under specific conditions. Authorities define an eligible partner as “a stable partner, who is not registered as married in any public registry.”

The main requirement is proof of cohabitation for at least one year before applying. Accepted documents include:

- Rental agreements

- Property ownership records

- Joint bank accounts

Utility bills with both names

If the couple shares a child, the one-year cohabitation rule is waived. In such cases, a birth certificate showing both parents' names is enough.

Same-sex partnerships

Spain legally recognizes same-sex marriages and partnerships. The same rules apply for proving relationships as with heterosexual couples. Applicants can provide documents showing financial ties and shared living arrangements. Spanish law treats these unions equally for visa purposes.

Different rules at different consulates

Consular interpretation varies. Some consulates accept broad documentation. Others impose stricter standards. For example:

- Manchester consulate accepted joint utility bills and bank records.

- Miami consulate rejected common law marriage certificates unless issued in Spain.

- New York consulate allows proof of family ties through marriage, birth, or partnership documents.

Applicants should always contact the specific consulate handling their application. Policies differ even within the same country. Asking for a document checklist early helps avoid delays or rejections.

Who else qualifies as a family member

Besides partners and children, other eligible dependents include:

- Minor children of the applicant or their partner

- Adult children with disabilities or medical dependency

All dependents must be financially supported by the applicant.

Final advice

Unmarried couples can qualify under Spain’s non-lucrative visa rules. But they must prepare documentation carefully and verify local consular requirements. Connecting with others who applied at the same consulate can provide helpful insight. Being organized and proactive with evidence is key to success.