Société Générale Maroc modernizes banking with IBM collaboration

Société Générale Marocaine de Banques has embarked on a significant digital transformation initiative in collaboration with IBM and Power Maroc (PowerM). This strategic move aims to enhance operational efficiency, fortify security measures, and provide superior digital banking services.

As the digital landscape in Morocco evolves, so do customer expectations for seamless and rapid banking experiences. Acknowledging this shift, Société Générale Maroc recognized the necessity of modernizing its IT infrastructure to support open banking initiatives and foster innovation.

While the bank’s existing systems have proven reliable, they exhibited limitations in scalability and integration with external services, which hindered the swift deployment of new digital offerings. Adil El Kourri, CIO and COO of the Technology Division at Société Générale Maroc, emphasized the importance of establishing a robust infrastructure. “To build a sustainable system, it is essential to strengthen the foundations of infrastructure and platforms, avoiding reliance on fragile structures,” he stated.

The transformation process commenced with a thorough analysis of the bank’s applications, carried out by PowerM and IBM Expert Labs. Initial efforts focused on resolving performance issues and enhancing security measures. Upgrades to IBM Guardium and IBM MQ were implemented to safeguard sensitive customer data and ensure high-availability messaging between applications, even during peak periods. Additionally, IBM Instana was deployed to improve infrastructure observability, enabling the IT team to proactively address potential issues.

Following these foundational improvements, Société Générale Maroc is now implementing IBM Cloud Pak for Integration and IBM Cloud Pak for Applications. The bank is also adopting PowerM’s containerization platform, rKube, which is based on IBM Red Hat OpenShift. This integration is designed to streamline services, accelerate development, and position the bank at the forefront of Morocco’s financial sector.

Walid Largou, CTO at Power Maroc, remarked, “At Power Maroc, we view technological solutions within the broader business context. Our collaboration with Société Générale Maroc and IBM is not just about addressing technical challenges but unlocking new business opportunities that drive growth and enhance customer satisfaction.”

This transformation aligns with global banking trends emphasizing digitization to reshape operations and stimulate innovation. According to IBM’s 2025 Global Outlook for Banking and Financial Markets, adopting end-to-end digitization is crucial for banks aiming to improve their performance in today’s digital-first economies and meet client demands shaped by AI-led innovations.

Mimoun Ouchaou, General Manager and Technology Leader at IBM Morocco, expressed excitement about supporting Société Générale Maroc in its modernization journey. “By leveraging IBM’s advanced technologies and the expertise of Power Maroc, Société Générale Maroc is well-positioned to meet evolving customer expectations and drive innovation in the Moroccan financial sector,” he noted.

Through these ongoing modernization efforts, Société Générale Maroc aspires to deliver enhanced digital services, foster greater customer engagement, and solidify its position as a leader in Morocco’s banking industry.